Access More Mobile Banking App Review — A Complete Look
An in-depth, search engine friendly review of Access More (Access Bank): features, UX, security tips, pros & cons and the official download link.
What is Access More?
Access More is Access Bank's flagship mobile banking and lifestyle app. It aims to combine traditional banking features — balance checks, transfers, bills — with value-added services such as ticketing, gift cards, cross-border transfers and digital onboarding.
Key Features & Capabilities
Access More offers a broad feature set that goes beyond simple banking. Below is a quick breakdown of the most useful features for everyday users:
| Feature | What it does / Benefits |
|---|---|
| Digital account opening | Open an Access Bank account fully in-app without visiting a branch. |
| Payments & transfers | Intra-bank and inter-bank transfers, beneficiary management, QR payments and billers integration. |
| Cards & cheques | Request or block debit/credit cards, manage cheque book requests and stops. |
| Loans & credit | Apply for salary advance, personal or business loans and monitor loan status. |
| Lifestyle services | Buy movie tickets, vouchers, book travel services and some visa assistance features. |
| Cross-border transfers | Foreign currency and regional transfers via integrated FX corridors. |
| Security & auth | PIN, biometric login, OTP protections and session controls. |
User Experience & Interface
The app is widely praised for a modern, intuitive interface with customizable dashboards and themes. Frequent users report a clean navigation flow and easy access to common tasks. That said, usability can depend on device performance and network conditions.
Pros & Cons
What works well
- Comprehensive feature set — banking + lifestyle services.
- Polished UI and customizable dashboard.
- Quick digital onboarding for new customers.
- Integrated cross-border and FX options.
Areas for improvement
- Occasional login or connectivity issues reported on some devices.
- Beneficiary management inconsistencies (user reports exist).
- May be heavier on storage and RAM compared to lightweight competitors.
Security Considerations
Access More implements standard mobile banking protections, but security also depends on user practices. Follow these simple rules:
- Always keep the app and your device's OS up to date.
- Use biometric login or a strong PIN where available.
- Never share OTPs or passwords; treat them as private.
- Monitor account notifications and review transactions regularly.
How Access More Compares to Alternatives
Compared with other Nigerian banking apps, Access More typically stands out for feature richness and convenience. The tradeoff is that it can be bulkier and may show occasional performance issues on older phones. Choose based on whether you value more services or prefer a lightweight app.
Verdict — Is Access More Worth Downloading?
If you own a modern smartphone and want a single app to handle both banking and digital lifestyle tasks, Access More is worth trying. It brings together many services in one place and continues to receive updates. If you use a low-spec device or have unreliable connectivity, test it and keep your device updated for the best results.
Tips For Best Use
- Install app updates promptly to get fixes and security patches.
- Save beneficiaries when on a stable connection and keep a backup of important account numbers offline.
- Enable biometric login for convenience and stronger device-level security.
- Contact in-app support if you see unusual transactions or repeated errors.
FAQ
- Can I open an Access Bank account using the app?
- Yes — the app supports full digital onboarding for new customers.
- Is the app free to download?
- Yes — Access More is free to download from the Google Play Store. Transaction fees may apply depending on bank policies.
- What should I do if I experience a login error?
- Try updating the app, check network connectivity, clear the app cache or contact Access Bank support via the in-app support options or call their support centre.